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We have already gotten our federal tax refund back due to ease of filing online (woohoo!). For details on how to prepare for annual tax filings, see my post here. One item that people can miss when they file their annual tax return is the estimated tax they owe to the Uncle Sam, which must… Continue reading Tax Return Mini Topic – Estimated Income Tax

The deadline to file for individual income tax returns is less than one month away. The annual tax filing season is exciting for those who are expecting a big refund check and dreadful for those who are sending a sizable check to Uncle Sam. For everyone, filing the annual tax return is a time-consuming process.… Continue reading Getting Organized for Tax Season

My first post in my credit score blog series focused on monitoring and tracking credit score, and my second post focused on tips for improving your credit score. This third post in the series walks you through the common traps that you may encounter. If you are not careful, you could inadvertently hurt your credit… Continue reading Credit Traps and No Free Lunch Theory

If you enjoyed reading this blog, please subscribe to my VIP list (on my sidebar) and get updates automatically.  In my last post I focused on understanding and tracking FICO credit score. In this post, I am excited to share with you some of the (easy) ways to improve your score. Hopefully you can strengthen your… Continue reading Credit Score Part 2: Improving Your FICO Score

What Is FICO Score The acronym FICO stands for Fair Isaac Company, the original creator of the scoring system for a consumer’s creditworthiness. FICO scores are used primarily by lenders to make credit-related decisions such as mortgage, auto loan, credit cards, just to name a few. The FICO score is based on an individual’s credit… Continue reading Credit Score Part 1: Understanding FICO Score

Happy New Year everyone and welcome to my blog! This is my very first blog post and the first of many blog posts I am hoping to share with you. I plan to provide a wealth of information on the topics of personal finance to help you increase your personal wealth by maximizing your take-home… Continue reading Welcome to My Personal Finance Blog